Foong Speaks Her Mind

Bankruptcy rates are going up.
Job loss are going up.
Prices of things are going up.
Costs of living are going up.
So, it is really an up and up time and the only things going down are:
Income due to pay cuts
Business opportunities
Job opportunities
Affordability
Standards of living
In order to survive these challenging times, we should really tighten our budgets and [...]